The services you need
Which services would you like to explore, and what is missing from your current relationship?
Diez de Cambournac · Banking relationships
A bank that meets
your needs.
Looking for a bank suited to your plans or international circumstances? Charles helps clarify the services you need and checks whether an introduction is possible. The bank decides whether to open an account.
Is this pathway for you?
- My situation involves several countries.
- I want a banking contact who understands my project better.
- I want to complement my banking relationship or consider a change.
Read the frequently asked questions ↓ · Understand the steps
Discuss my banking needs with Charles
AI assistant · Diez de Cambournac
A conversation to move forward.
Explore this pathway with our assistant, then discuss your project with Charles.
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Prepare a useful conversation
What to prepare
for your conversation.
These questions help prepare the discussion. They are not an eligibility decision or an automated assessment.
The international context
Which countries, residences or cross-border constraints will the professional need to examine?
The existing relationship
Would you like to complement your current arrangements or consider changing institutions?
Admission and timing
What information does the institution require to assess the case, and when would you like to move forward?
A pathway for your needs
From the first question
to a clear next step.
Describe your banking needs
We distinguish the services you want, the international context and your expectations for the relationship.
Confirm a possible contact
The bank's scope, admission criteria and introduction arrangements are checked.
Let the bank assess the case
The institution carries out its own checks, explains its terms and decides whether to establish a relationship.
Each party's role
Who does what?
Diez de Cambournac and Charles
Charles prepares the context and coordinates an introduction with your agreement. Diez de Cambournac does not open accounts, receive funds or make admission decisions.
The professional concerned
The proposed institution is identified before the introduction. The bank remains responsible for its services and acceptance decisions.
An introduction does not guarantee an account will be opened or access to a service. Conditions depend on the institution, the requested service and the case.
Frequently asked questions
Do I have to leave my current bank?
Not necessarily. First, establish whether you want to add to your current arrangements or change them. A request does not trigger the opening or closure of an account.
How can I compare private banks?
Start with the services you need: accounts, securities custody, management, credit or international support. Then compare fees, your contact's availability, reporting tools and exit conditions. Diez de Cambournac does not publish rankings or promise access to a bank.
What minimum wealth is required to access a private bank?
Diez de Cambournac does not quote a single threshold. Conditions vary by institution, service and case. The amount under consideration alone does not determine admission: the bank must confirm its own criteria before any commitment.
How should I prepare for a banking relationship across several countries?
Identify the countries of residence, the countries where assets are held and the services required. Ask the bank whether it can operate in that situation and what supporting documents it needs. Tax and legal matters must be examined by the appropriate professionals; an introduction alone does not resolve those obligations.
Can I discuss financing in the same conversation?
Yes. Mention at the outset if you also need financing. Charles can introduce this need in the context of your banking relationship; the bank confirms the services available and reviews the credit application separately.
Sources and references
Educational reference points updated on 30 September 2026. The sources below relate to the stated framework and do not describe an offering from Diez de Cambournac. Conditions specific to your case must be confirmed with the professional.
Does your project involve several countries? Explore the international pathways.
Private banking in Luxembourg: who should you speak to?
Resident or non-resident: what should you confirm?
Explain your country of residence and the services you need: banking, investment management or financing. Ask the institution to confirm its geographical coverage, onboarding conditions and the services available for your circumstances. A presence in Luxembourg does not mean that every international profile is accepted.
How much do you need for private banking?
XdC does not publish a universal minimum. Ask each institution about its requirements, which assets count and the fees for the service you are considering. Clarify whether you need banking alone or also an investment management mandate: the scope and pricing should be compared separately.
Prepare your introduction enquiry
Your first message can state your residence, main objective and timeline. Charles considers whether an introduction is possible and explains each party’s role. The bank decides whether to open an account; XdC does not negotiate its terms or receive your funds.
Useful reading
- How to choose a private bank in Luxembourg
- Changing private banks: what should you ask before deciding?
Your next step