Private banking
Changing private banks: what should you ask before deciding?
Before changing private banks, clarify the service you need, transfer costs, existing loans and the steps involved in the transition.
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XdC · Diez de Cambournac
Understand your options.
Prepare the right conversation.
Guides to answer a specific question, understand each role and move forward at your own pace.
Start here
Unsure whether you need a bank or an asset manager? Start by understanding who does what.
One question, one guide.
Life insurance
Luxembourg life insurance: what should you ask before taking out a policy?
Residence, fees, investments, withdrawals and beneficiaries: questions to prepare a discussion about a Luxembourg life insurance policy.
Financing
Financing an asset: whom should you contact?
Project, repayment, collateral and timing: prepare a financing enquiry for a private bank or specialist lender.
Business sales & succession
Preparing a business sale: whom should you contact and when?
Owner, lawyer, accountant, transaction adviser and bank: organise the right conversations before, during and after a business sale.
International
Living abroad: how should you prepare a private banking discussion?
Expatriates and U.S. Persons: clarify residence, available services, relocation and documentation before a private banking relationship.
Private banking
Private banking in Luxembourg: preparing for a first meeting
Objectives, services, fees and contacts: a checklist of questions to prepare for a meeting with a private bank in Luxembourg.
Business sales & succession
Selling a business: preparing discussions with your professionals
A method for preparing your business sale project: timing, confidentiality, advisers' roles and wealth matters to address separately.
International
International wealth projects: preparing discussions across countries
Residence, project countries, timing and contacts: prepare a conversation about an international banking, property or wealth project.
Private banking
How to choose a private bank in Luxembourg
Services, fees, contacts and international circumstances: a practical approach to comparing private banks in Luxembourg without commercial rankings.
Financing
Lombard loans: finance a project without selling your portfolio?
Understand Lombard loans: pledged assets, lending value, margin calls, costs and risks, with a purely illustrative numerical example.
Educational guidance to prepare your discussions. Personalised analysis and recommendations are the responsibility of authorised professionals.
An initial conversation
It all starts with
a conversation.
Take the time to understand your situation, then identify the relevant professionals together.