XdC · Diez de Cambournac
Your projects in Europe.
Your U.S. situation matters.
You are a U.S. Person, live in the United States or abroad, and are looking for a contact for banking, investments or a property project in Europe. Charles gathers your request and checks whether an introduction to a professional able to assess your situation is possible.
Your starting point
Does this sound like you?
- I am looking for a banking relationship in Europe.
- I would like to discuss my investments with a professional able to assess my situation.
- I am preparing a property purchase in Europe and its financing.
What Charles can do
Charles listens to your request, checks whether an introduction is possible and coordinates the conversation with your agreement. Before the introduction, he explains who is involved, his own role and any remuneration arrangements.
What the professional handles
The professional assesses your situation, confirms the services available and explains their terms. Charles does not provide personalised financial, legal or tax advice.
Access to services depends on your situation, the countries involved and the professional's conditions. An introduction does not guarantee an account will be opened, access to an investment or financing.
What do you need?
Your international situation provides the context. Your needs determine the pathway.
How do I get started?
An initial message is enough to explain your objective, country of residence, country of the project and timetable. Do not send confidential documents.
What happens next?
Charles discusses your request with you. If an introduction is possible, you are told which professional is being considered and decide whether to proceed. The professional then carries out their own checks.
Discuss my international project with CharlesU.S. persons: prepare a European banking enquiry
Check the services as well as account eligibility
Explain your connection to the United States, your residence and the service you need. Ask separately whether your circumstances can be considered for an account, investment management or financing. Acceptance for one service should not be treated as approval for every other service.
Why does the bank ask about your status?
The IRS explains that FATCA establishes reporting requirements for certain foreign financial institutions and certain US taxpayers holding assets abroad. Your institution may therefore ask about your citizenship. The institution’s reporting duties and your own filing obligations are separate matters to clarify with the relevant professionals.
How can Charles help with your project?
Charles gathers your objectives and checks whether an introduction to a professional able to consider your circumstances is possible. XdC does not publish a list of banks guaranteeing acceptance of US persons. The professional confirms their own scope and terms; US tax questions belong with your specialist adviser.
Useful reading
- International wealth projects: preparing discussions across countries
- Living abroad: how should you prepare a private banking discussion?